When PConline talks to the end of the year, you are still busy with the whole year. Besides waiting for the New Year to go home and reunite with your family, are you still wondering how many year-end bonuses the boss will give you? With this money, I can go home and have a lot of money. I can add something to my family and take good care of my parents. At least when I send red envelopes to my little brothers and sisters, I don’t feel so soft and can dress myself up. Fan, whether it is homecoming or partying, self-confidence will have to burst. Hey, if you say more tears, you must be arranged to have a blind date at home. Can't you make me stay alone for a while?

Ideal fullness, realistic skinny, year-end prizes that haven't arrived yet do not know what, now is the dream of local tyrants, if the boss gave you a box of apples, it is iPhone7 pre-sale, Glass heart you do not know will not Broken into one place. Don't be envious of the Tycoon company's year-end award for sending gold bars, because there are other companies sending 1 box of steamed buns and 2 celery. So, no matter what your year-end bonus is, or how much, it doesn't matter. Follow me out loud: “There is a year-end bonus for someone’s home year-end bonus!” Please read three times.

Although the welfare at the end of the year is a very happy thing in itself, I know that some people will feel uncomfortable with their year-end awards because they are better than they are! In fact, there is a kind of happiness, not in front of the cafeteria when the queue is less and less, but more and more people are behind, and then it is your turn to just leave the last bowl of rice. Someone is better than you. Naturally, someone is worse than you. If you are not happy, Xiao Bian will first take you to see those year-end awards that Touch people with tears. After adjusting your mood, you will be taught how to use the bonuses in your hands to be valuable.

Wonderful Year Award

The wonderful year-end prizes are there every year. I hope you won't meet. Some of them look very good, such as - Welfare lottery tickets, up to 5 million, will not win the winner. Some seem inspirational, such as the 2016 Year of the Monkey, sent a movie ticket - "Journey to the West, three dozen bones." Some of them look very warm, such as the boss washing his feet for employees, issuing late vouchers for employees, and sending aunt towels for her female employees. Some of them looked ashamed. For example, they spent a wonderful afternoon with Uehara Aki and had dinner with Dong Mingzhu. Some of them look awkward, such as giving you a bunch of luxury car keys, just the key. There is also a silk boss who gives employees apples, cards, and notebooks.

In addition to these extravagant year-end bonuses, there are still too much publicity. It is obviously hate! For example, last year, Ali’s second prize, Tesla, and the first prize, the martial arts nickname, were also cars and houses. It was not yet finished, and the special award directly sent 5,000 shares. This year, Ali may be more fortunate. According to related disclosures, Ali, who earns 20,000 yuan a month, has performed well. At the end of the year, he issued 150,000 year-end bonuses. Together with 3,000 shares, the salary for several years has not yet reached this year-end award. Of course, Baidu Tencent is not to be outdone. Baidu’s highest year-end award last year was equal to 50-month salaries for the winning employees. Tencent’s highest year-end award last year was 2 million in cash.

Are these two types of year-end prizes making you feel like you're on ice? Although there is no clear statement beyond the contract governing the company's year-end award, it is always proportional to the extent of your efforts and the benefits to the company. If you feel that you are very diligent and hardworking during the year and you have brought value to your company's development, and you want to get more rewards, you should raise it with your boss in advance. At least you won't regret it.

How does the year-end bonus have value?

Regardless of how much money the boss put into your red envelope for the year-end bonus, it is important to have a small plan for it first. At the close of the year, there are plenty of time and money, and it is precisely the time to meet your various wishes. Here we discuss how to spend the year-end bonus from several dimensions.

To live, you must live first

If you have only graduated from school for six months, you must not have saved too much money and you are still living for life. Survival needs may be the most important for you. You may also need to pay rent, repay credit, pay for the rented house for your new rent, and pay for your initial installment of the iPhone6s. If you are embarrassed to take money from your parents, you may still need to save your money for living expenses.

According to Maslow's demand hierarchy theory, this living demand is the lowest level just needed. Apart from survival, the money will be used to live. As we approach the New Year, we will add new clothes and personal care products to our family and give life a new look. Of course, we must not forget to honor our parents. Filial piety is not spoken by mouth. All emotions without material sustenance are only castles in the air. Doesn’t it take all of the emotional and material contributions of parents to buy this for you and buy it for school? Buying a footbath, a massage chair, and a foot bath for your parents are equally important for your parents.

Party can not be less

Party gatherings are an important part of the relationship. The year-end awards should be spent on this part. Of course, Xiao Bian did not advocate the gathering of more than a dozen people. The attachment between too many people could only become the crumb between the mustaches. Even if some people would say that in order to socialize, but I do not know that social networking is also an exchange of equal value. If you are not in a channel with others, you may only say something innocuous from beginning to end. What is the point? It's better to go home and read more.

Xiaobian’s proposal for a year-end party is a gathering of friends and friends, or a gathering of relatives, exchange of emotions, and discussion of some valuable topics. Valuable topics are not just politics and knowledge. It is equally valuable to discuss life and family. From the nuances, discover what is happening in yourself or someone else's life and be a person who cares. In addition to the party, it is also a very meaningful thing to go to the hospital. To thank those who have helped you, to warm yourself up and repay others.

Sublimate pure revolutionary friendship

The inevitable in the New Year's home is the indiscriminate bombardment of your study, work, love, and marriage between the three cubs and the six women. If you have been working for several years, but have not yet found the target, you may have to find a matchmaker to arrange a blind date for you this year. The destiny is so cruel, lifelong happiness needs to be handed over to matchmakers. This is what era.

If you feel that you really are talking about the age of marriage, it is that you should manage your love well. As an adult, there should be a mission to assume family responsibility. In addition to promoting the pure revolutionary friendship, the economic investment is also indispensable.

Give life a possibility

The meaning of living is definitely not survival. It is time to start once for a quality life.

In this era, we must face too many immutable things. We must work hard in the nine-to-five and five-year work day. We must copy it today, tomorrow, and the day after tomorrow. Everyone should have a dream in his heart. It is better to choose one more possibility than to choose a life that is not changed. Travel is one of the few possibilities.

I hope your trip can bring your loved ones. A person can go far away from home and go further. It can only be called drifting. Regardless of the meaning of unpredictable travel, at least you walk out of this circle of day and night, go to a strange place and experience a different way of life. At least when you're old and sick in bed, when your eyes are sluggish but your mind is still clear, you can also talk to your grandson and you'll be too good. Instead of saying, "Know your grandfather to go and do a big ticket then!"

Of course, in addition to travel, getting a year-end bonus is also a wise choice, and then you've got enough money to go and do a big ticket. However, the product risks and benefits of all wealth management products are always proportional to each other. Playing a good part of financial investment intelligence is only one of them. The most important thing is the game of desire and rationality. It is a long-term rational investment plan. If you want to disperse the eggs in different baskets, you must predict that you can watch several baskets.

The last possible choice for life is learning. Learning to spend money is much more expensive than spending money on social networks that are useless. Buy a good book and spend a few days reading the holiday. Because if you are not good enough, enough valuable, just simply "acquisition" from your outstanding friend, this lack of balance will not last long. It is the most important to create yourselves by being independent.

What you have to know about year-end bonuses

Did the small partners think that there is a national standard for year-end bonus? The answer is cruel, no. The year-end bonus is only part of the salary, just like the bonus that the boss usually awards to you.

End of the year award who has the final say?

Of course, your boss (company) has the final say. If you and the company’s labor contract have explicit provisions for the year-end bonus, then the company must follow the contract. If you do not follow the rules, you have the right to ask the company to reissue, and even ask for financial compensation. Of course, in most cases, the year-end award is not included in the contract. At this time, the company has the right to decide whether or not to issue the year-end bonus and how much it will be sent to you based on the operating conditions of the year and your personal work performance.

If I am the boss, I will give some bonuses to the employees more or less regardless of the performance of this year. All worked hard for the whole year. Thanks to the encouragement of the staff, I would like to work hard at the end of the year and return home to a peaceful year.

Who takes the year-end bonus?

Although the year-end award is not made by the company, if it is issued, there will be some restrictions on how many people will send each one, not how to send it. In the "Labor Law," it is stipulated that "the distribution of wages should follow the principle of distribution according to work and equal pay for equal work." Since the year-end bonus belongs to labor compensation, it must also be "equal pay for equal work."

Others have changed the concept of year-end awards into synonymous with overtime pay. Xiao Bian should remind everyone that overtime wages are completely different from the nature of “year-end red envelopes” and cannot offset each other. The relevant laws and regulations clearly stipulate how to calculate the overtime pay. If the company sends overtime pay as a year-end award, everyone should not be left in the dark.

Year-end bonuses also have to be staged?

Similarly, if the contract has a bonus, grade, time for issuing the year-end bonus, etc., if the company uses the postponement method to issue the year-end bonus, it is a violation. However, the practice of distributing year-end bonuses in stages did not violate the law. The company has autonomy over the issuance of year-end bonuses. Enterprises can consider whether to issue in stages according to their own circumstances.

Don't be pitted and learn about the year-end bonus point

According to the newly revised “Personal Income Tax Law”, apart from year-end awards, personal income tax does not have a tipping point for all businesses (salary salary, labor compensation, self-employed business, etc.). There is a tipping point for artificially designed annual bonus payments for personal income tax. There are two taxation methods for year-end bonuses. If the current month's income is higher than (or equal to) 3,500 yuan, the applicable formula is: Individual income tax payable = employee's one-time bonus for the whole year in the month x applicable tax rate - quick deduction. If the employee's wage and salary income is less than 3,500 yuan in the month when the year-end bonus is issued, the amount of taxable income must be calculated first: the annual one-time bonus - "the difference between the wage and salary income of the current month and the deduction of the cost." Then calculate the applicable tax rate: Taxable income ÷12, using the results obtained in Table 2 to find the tax rate and quick deduction. The third step is to calculate how much tax to pay: personal income tax payable = taxable income × applicable tax rate – quick deduction.

Take some examples of critical points. After a person deducts insurance, the monthly salary is 5,000 yuan before tax and the tax is 45 yuan. The boss of the next month gave him more than one dollar salary. 5001 yuan before tax, a tax of 45.1 yuan. He paid more than a single tax for an additional one yuan. Therefore, there is no tipping point for the tax on salaries (monthly). If someone has an annual bonus of 18,000 yuan, a tax of 540 yuan. In the second year, the boss gave him a one-year bonus. 18001 yuan, a tax of 1695.1 yuan. He paid an extra tax of 1155 yuan for an additional 1 yuan for his additional 1 yuan salary. This is the critical point of the annual income tax.

In order to make it easier for everyone to understand, let's take a look at the 6 blind spots of the year-end awards.

18001 yuan more than 18,000 yuan to pay taxes 1154.1 yuan 54001 yuan more than 54,000 yuan to pay taxes 4950.2 yuan 108001 yuan more than 108,000 yuan to pay taxes 4950.25 yuan 420001 yuan more than 420,000 yuan to pay taxes 19250.3 yuan 660001 yuan more than 660000 yuan to pay 30250.35 yuan more 960001 yuan more than 960000 yuan to pay 88000.45 yuan more tax

It seems that some "one dollar" is really not acceptable. It must be judged at which stage one's year-end prize is in the end. "It would be better to spend less than $1,000 and not to exceed $1."

Summary: The year-end prize is also a year, just like your birthday. Why don't you understand it and cherish it? How much does the boss give you? There is no mandatory requirement of the relevant regulations, and you don't have to envy and compare the year-end bonuses of others' families. What's more, there are more people than you. It's rare to have a long holiday on the Spring Festival, spend money and time on the people worth your expenses, and do what you want to do. We don’t say anything else, we receive the year-end bonus. The first thing is to bring my parents to the mall to buy a set of clothes. When you have money, you go to Armani. You can go to Uniqlo if you have no money.

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